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Buy Bitcoin with credit card

 You may have heard about Bitcoin or other cryptocurrencies. Now you are willing to invest a portion of your risk capital in some form of digital asset, but don't know how.

 
Converting one coin into another is relatively straightforward –  you simply have to go to a cryptocurrency exchange. Entering the world of crypto with traditional (fiat) currencies requires going through a company which specializes in such transfers. We call them "gateway" or "entry level" exchanges in our reviews, as there isn't a commonly accepted term.
 
Given the fact credit cards are one of most popular (and instant) payment methods, many exchanges accept them. There are a few specifics however:
  
    • The fees charged for credit card transfers can be hefty. Prepare to pay 4%-8% fee depending on the exchange. This, combined with the previous factor can lead to frustration and the feeling of low transparency.
      
    • Credit card withdrawals aren't usually supported. In order to cash-out one would have to provide a bank account and wait for a transfer, which can take several business days.
 
    • When purchasing Bitcoin or Ethereum by credit card, you often get the coins directly instead of of having money sent to your account and then trading. This has the implication of not giving you a precise price and putting you directly in the market.
      
If you don't want to go through all the hassle, but only want to trade Bitcoin, a well regulated forex broker, like IG, which supports CFDs based on it can be a viable alternative. While making payments with such a company is much easier, you will not get actual ownership of any coins (i.e. you would only be making “bets” on the price movement alone). There are a few other specifics, like the ability to use leverage, which many exchanges do not support. We have covered the details in this post.
 
That being said, here is a list of cryptocurrency exchanges accepting credit card payments:
Forex

Buy Bitcoin with credit card

Broker Regulation Country Deposit Fees Review
NY BitLicense USA CC: 4% SEPA: Free Review Website
JFSA, NY BitLicense Japan Wire: ¥324 CC: No info Review
N/A Hong Kong, UK Only for fiat Review
CSSF Luxembourg CC: 5% Wire: 0.05% (7.5 EUR/USD Minimum); SEPA: Free Review
N/A Austria CC, Neteller: No fee info Review
None UK N/A Review
N/A Singapore Crypto: Free; CC:Unspecified Review
N/A Brazil Free Review
N/A Australia 5% Review
None UK None Review
N/A Isle of Man CC: 5% Neteller: 5% Review
VFSC Switzerland No info Review
N/A Singapore, UAE 0.125% + $8 Review
None Poland CC: 5% Wire: free Review
None Netherlands CC: 6.27% iDeal: €0.37 Review
None Finland Vary Review
N/A UK 3.5% for cards Review
None UK CC: 6% SEPA: €25 Review
None France Free Review
Money Service Business UK 0% Review
None Czech Republic 5% Review
None USA No info Review
Japan FSA Japan No info Review
Payments Provider UK CC: 3.5% Wire: Free Review
None UK Varies Review
None Vietnam Varies Review
N/A UK no Review
None Ukraine N/A Review
N/A UK up to 5% Review
None Lithuania Varies Review
France Varies Review
N/A UK - Review
Austria 1% SEPA; 2% CC Review
None UK 4-9% Review
None Australia Varies Review
None Russia Varies Review
FINTRAC registration Canada Varies Review
None France Varies Review
None N/A N/A Review
Yes Sweden Review
None Greece None Review
None Spain Review
None UK 0% Review
None UK N/A Review
N/A 1% + 5 UAH (for fiat) Review
None SVG Varies Review
None UK CC: 5+5% PM: $4+3% Review
None N/A Varies Review
None Austria Varies Review
None N/A Varies Review
None N/A N/A Review
N/A Unknown Varies Review
None USA? Varies Review
N/A UK SEPA and CC: Free Review
Forex
Forex
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